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Personal Savings
By opening a savings account with Basile State Bank, you aren't just investing your money in a federally insured institution, you are putting your money to work! When you maintain a minimum balance of $800.00 in your account, you earn dividends for the money you save. The best part is, the more you put in, the higher dividends you earn. The more you save, the more you receive. Now thatís real money power!

There is no time like the present to start saving for your future. Basile State Bank can help make that future brighter with a variety of savings accounts designed to save you time and meet your financial goals-now and in the years to come.
Regular Savings
  • Minimum balance to open the account: $100.00
  • Service Charge per Average Daily Balance:
    • $3.00 if the account balance falls below $800.00 any day during the statement cycle.
  • Fees:
    • A per item fee of $1.00 will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of three during a statement cycle.
  • Rate Information:
    • Your interest rate and annual percentage yield may change.
    • We may change the interest rate on your account at any time.
    • At our discretion, we may change the interest rate on your account at any time.
    • Interest will be compounded every quarter. Interest will be credited to your account every quarter.
    • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
    • Interest begins to accrue on the first business day after the banking day you deposit non-cash items (for example, checks).
  • Effect of closing an account: If you close your account before interest is credited, you will not receive the accrued interest.
  • Transaction Limitations:
    • Transfers from a Regular Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties.
Christmas Club
  • Can be opened November 1st through January 31st of each year.
  • Customers will receive checks the first week in November.
  • No minimum deposit required.
  • No withdrawals allowed.
  • Rate information:
    • Your interest rate and annual percentage yield may change.
    • At our discretion, we may change the interest rate on your account.
    • Interest will be compounded and credited to your account every year.
    • We use the daily balance method to calculate the interest on your account. This method applies to a daily periodic rate to the principal in the account each day.
    • Interest begins to accrue on the first business day after the banking day you deposit non-cash items (for example, checks).
  • Effect of closing an account:
    • If you close your account before interest is credited, you will not receive the accrued interest.
  • Transaction limitations:
    • If any withdrawal is made from this account before maturity then this account may be closed.
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