Basile Bank

Personal Checking

From checking accounts with no monthly fees to high-yield investment checking accounts, Basile State Bank offers Personal Checking choices that are hard to beat.

Whichever personal checking account you choose, move your banking relationship to Basile State Bank and discover the difference of a real neighborhood bank. Switch now and take advantage of:

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Free Checking

Minimum deposit to open the account: $100.00
No monthly service charge
No ATM card or Debit card fee

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Regular Checking

Minimum deposit to open the account: $100.00
Service Charge per Average Daily Balance:
- $8.00 if balance falls below $250.00 on any day during monthly statement cycle
- $6.00 if balance is at least $250.00 every day in the cycle, but falls below $500.00 on any day during the monthly statement cycle.
- $4.00 if balance is at least $500.00 every day in the cycle, but falls below $800.00 on any day during the monthly statement cycle.
Fees: A per item fee of $.15 will be charged for each item in excess of 20 during a month

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Preferred Checking

Minimum balance to open the account: $100.00

Benefit Service charge fee:

Fee:	Coverage:
$9.00*/Preferred Checking	Please Click Here for more information on account benefits.
$10.00/Preferred Checking Plus*	Please Click Here for more information on account benefits.

*This fee will be charged each statement cycle.

Additional information:
- Four check orders per year free.
- Five cashier's checks free per month.

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Student Checking

Minimum balance to open the account: $100.00
No monthly service charge applies.
Student must be enrolled full-time to qualify. Proof and/or verification of full-time status may be requested from time to time.
If sufficient proof cannot be provided, the account will be switched to a Regular Checking Account.
No ATM card or Debit card fee

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Senior Citizens Personal Checking

Minimum balance to open the account: $100.00
Available to customers age 65 and over.
No monthly service charge applies
No ATM card or Debit card fee

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NOW Account

Minimum balance to open the account: $100.00
Minimum balance to obtain the annual percentage yield disclosed: $1,000.00
Service Charge per Average daily balance:
- $10.00 if account falls below $1,000.00 any day of the monthly statement cycle.
Rate Information:
- Your interest rate and annual percentage yield may change.
- We may change the interest rate on your account at any time.
- At our discretion, we may change the interest rate on your account.
- Interest will be compounded every month. Interest will be credited to your account every month.
- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
- Interest bearing begins to accrue on the first business day after the banking day you deposit non-cash items (for example, checks).
Effect of closing an account: If you close your account before interest is credited, you will not receive the accrued interest.

Basile State Bank is participating in the FDIC's Transaction Account Guarantee Program.

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does NOT include other accounts such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.