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Personal Checking Accounts

From checking accounts with no monthly fees to high-yield investment checking accounts, Basile State Bank offers Personal Checking choices that are hard to beat.

Whichever personal checking account you choose, move your banking relationship to Basile State Bank and discover the difference of a real neighborhood bank. Switch now and take advantage of:

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Value Checking

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  • Minimum deposit to open the account: $100.00
  • No monthly service charge
  • No ATM card or Debit card fee

Lagniappe Checking

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  • Minimum balance to open the account: $100.00
  • Benefit Service charge fee:
    Fee: Coverage:
    $9.00*/Lagniappe Checking Please Click Here for more information on account benefits.
    $10.00*/Lagniappe Checking Plus Please Click Here for more information on account benefits.
    *This fee will be charged each statement cycle.
  • Additional information:
    • Four check orders per year free.
    • Five cashier's checks free per month.

Student Checking

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  • Minimum balance to open the account: $100.00
  • No monthly service charge applies.
  • Student must be enrolled full-time to qualify. Proof and/or verification of full-time status may be requested from time to time.
  • If sufficient proof cannot be provided, the account will be switched to a Regular Checking Account.
  • No ATM card or Debit card fee

Senior Citizens Personal Checking

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  • Minimum balance to open the account: $100.00
  • Available to customers age 65 and over.
  • No monthly service charge applies
  • No ATM card or Debit card fee

NOW Account

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  • Minimum balance to open the account: $100.00
  • Minimum balance to obtain the annual percentage yield disclosed: $1,000.00
  • Service Charge per Average daily balance:
    • $10.00 if account falls below $1,000.00 any day of the monthly statement cycle.
  • Rate Information:
    • Your interest rate and annual percentage yield may change.
    • We may change the interest rate on your account at any time.
    • At our discretion, we may change the interest rate on your account.
    • Interest will be compounded every month. Interest will be credited to your account every month.
    • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
    • Interest bearing begins to accrue on the first business day after the banking day you deposit non-cash items (for example, checks).
  • Effect of closing an account: If you close your account before interest is credited, you will not receive the accrued interest.

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